- No closing costs, no annual fees
- UCC-1 filing required for HVAC and Solar installations
- Preapproval within 24 hours
- Fees: $5 fee for non-members
- 100% financing (no cash needed)
- Available to homeowners only
- Website available in multiple languages including Spanish, Vietnamese, Russian and more
- Available to borrowers statewide
—Energy upgrades (non-solar)
- APR:
- 0 – 60 months 4.75% – 7.75%
- 61 – 120 months 5.00% – 8.00%
- 120 – 180 months 5.25% – 8.25%
- Loan amount: $2,500 – $50,000
- Borrowers with FICO 680 +: Up to $50,000
- Borrowers with FICO 580 – 679: Up to $25,000
- Term: Up to 15 years
- Loan amount of $25,000 or below: Up to 10 years
- Loan amount above $25,000: Up to 15 years
