Explore financing options.

APR: 6.00% - 10.00%

Loan amount: $2,500 - $50,000 ($35,000 if no FICO)

Term: Up to 15 years

Additional information

• No closing costs, no annual fees
• No collateral required
• Preapproved within 24 hours
• Fees: $5
• 100% financing (no cash needed)
• Customer service in Spanish available
• Available to borrowers in Barstow, Bishop, Boron, California City, Lake Isabella, Lone Pine, Trona and Ridgecrest

Energy upgrades (non-solar)

• APR:
  • 0 - 60 months 6.00% - 9.00%
  • 61 - 180 months 7.00% - 10.00%
• Loan amount: $2,500 - $50,000
• Term: Up to 15 years

Email: REEL@desertvalleys.org

Phone: (866) 743-6497

APR: 5.62% - 8.12%

Loan amount: $1,500 - $50,000 ($35,000 if no FICO)

Term: Up to 15 years

Additional information

• No closing costs, no annual fees
• No collateral required
• Preapproval within 24 hours
• Fees: $5
• 100% financing (no cash needed)
• Customer service in Spanish available
• Available to borrowers in Tulare and Madera counties as well as select employee groups in Kings and Fresno counties.

Energy upgrades (non-solar)

• Loan amount: $1,500 - $50,000
• Term: Up to 15 years

Email: kvaughan@valleyoak.org

Phone: (559) 688-5996

APR: 3.98% - 8.88%

Loan amount: $5,000 - $50,000 ($35,000 if no FICO)

Term: Up to 15 years

Additional information

• No closing costs, no annual fees
• No collateral required
• Instant preapproval
• Fees: Waived
• 100% financing (no cash needed)
• Spanish language website
• Available to borrowers statewide

Energy upgrades (non-solar)

• APR:
  • 0 - 60 months 3.98% - 6.88%
  • 61 - 180 months 6.38% - 8.88%
• Loan amount: $5,000 - $50,000
• Term: Up to 15 years

Email: energy@calcoastcu.org

Phone: (858) 495-1637

APR: 4.49% - 9.74%

Loan amount: $2,500 - $50,000

Term: Up to 15 years

Additional information

• No closing costs, no annual fees
• No collateral required
• Preapproval within 24 hours
• Fees: Waived
• 100% financing (no cash needed)
• Customer service in Spanish available
• Available to borrowers statewide

Energy upgrades (non-solar)

• APR: Quoted rate includes .50% autopay discount
  • 0 - 36 months 4.49% - 5.99%
  • 37 - 180 months 5.49% - 9.74%
• Loan amount: $2,500 - $50,000
• Term: Up to 15 years

Email: energy@matadors.org

Phone: (818) 993-6328

APR: 4.75% - 9.25%

Loan amount: $2,500 - $50,000

Term: Up to 15 years

Additional information

• No closing costs, no annual fees
• No collateral required
• Preapproval within 24 hours
• Quoted rate includes 0.5% autopay discount
• Fees: Waived
• 100% financing (no cash needed)
• Available to borrowers in Amador, Contra Costa, El Dorado, Nevada, Placer, Sacramento, San Joaquin, Sierra, Solano, Sutter, Yolo and Yuba counties

Energy upgrades (non-solar)

• APR:
  • 0 - 36 months 4.75% - 6.75%
  • 37 - 180 months 5.25% - 9.25%
• Loan amount: $2,500 - $50,000
• Term: Up to 15 years

Email: energy@firstus.org

Phone: (800) 556-6768

APR: 5.49% - 8.49%

Loan amount: $1,000 - $50,000

Term: Up to 15 years

Additional information

• No closing costs, no annual fees
• No collateral required
• Available to homeowners
• Instant preapproval available
• 100% financing (no cash needed)
• Available to borrowers in Alameda, Alpine, Amador, Butte, Calaveras, Colusa, Contra Costa, Del Norte, El Dorado, Fresno, Glenn, Humboldt, Inyo, Kings, Lake, Lassen, Madera, Marin, Mariposa, Mendocino, Merced, Modoc, Mono, Monterey, Napa, Nevada, Placer, Plumas, Sacramento, San Benito, San Francisco, San Joaquin, San Mateo, Santa Clara, Santa Cruz, Shasta, Sierra, Siskiyou, Solano, Sonoma, Stanislaus, Sutter, Tehama, Trinity, Tulare, Tuolumne, Yolo, and Yuba counties.

Energy upgrades (non-solar)

• APR:
  • Up to 36 months: 5.49% - 7.49%
  • 37 - 60 months: 5.74% - 7.74%
  • 61 - 120 months: 6.24% - 8.24%
  • 121 - 180 months: 6.49% - 8.49%
• Loan amount: $1,000 - $50,000
• Term: Up to 15 years

Email: ceaton@traviscu.org

Phone: (707) 392-9277

APR: As low as 9.99% APR

Loan amount: $200 - $5000

Term: 5 years

Additional information

• Available to customers who receive electricity from PG&E, SCE and SDG&E and to customers of SoCalGas
• Instant loans to pay for online purchases of energy efficient appliances and other consumer products
• Loans of $200 - $5,000
• Easy application at point of purchase
• Look for the logo to receive 9.99% APR with autopay (60 monthly payments of $21.24 per $1,000 borrowed); 11.70% APR without autopay.
• Available to renters and homeowners
• 60-month term, no penalty for early repayment
• Minimum credit score: 580

No solar aquí

Email: support@ecofinancing.com

Phone: (888) 291-0347

APR: 3.75% - 8.99%

Loan amount: $2,500 - $50,000

Term: Up to 15 years

Additional information

• No closing costs, no annual fees
• No collateral required
• Preapproved generally within one business day
• Fees: $5 (initial required credit union membership deposit - returned when account is closed)
• 100% financing (no cash needed)
• Renters: $2,500 - $15,000 up to 7 years
• Customer service in Spanish is available
• Available to anyone who lives, works, worships or goes to school in Central Costa County (i.e., Alamo, Blackhawk, Clayton, Concord, Danville, Lafayette, Martinez, Moraga, Orinda, Pacheco, Pleasant Hill, San Ramon, or Walnut Creek)

Energy upgrades (non-solar)

• APR:
  • 1 - 60 months 3.75% - 7.99%
  • 61 - 120 months 4.75% - 8.99%
  • 121 - 180 months 5.75% - 7.85%
• Loan amount: $2,500 - $50,000
• Term: Up to 15 years
  • Borrowers with FICO 600 +: Up to 15 years
  • Borrowers with FICO 580 - 599: Up to 10 years

Email: gogreen@diablovalleyfcu.org

Phone: 800-375-6077

APR: 4.75% - 8.25%

Loan amount: $2,500 - $50,000

Term: Up to 15 years

Additional information

• No closing costs, no annual fees
• UCC-1 filing required for HVAC and Solar installations
• Preapproval within 24 hours
• Fees: $5 fee for non-members
• 100% financing (no cash needed)
• Available to homeowners only
• Website available in multiple languages including Spanish, Vietnamese, Russian and more
• Available to borrowers statewide

Energy upgrades (non-solar)

• APR:
  • 0 - 60 months 4.75% - 7.75%
  • 61 - 120 months 5.00% - 8.00%
  • 120 - 180 months 5.25% - 8.25%
• Loan amount: $2,500 - $50,000
  • Borrowers with FICO 680 +: Up to $50,000
  • Borrowers with FICO 580 - 679: Up to $25,000
• Term: Up to 15 years
  • Loan amount of $25,000 or below: Up to 10 years
  • Loan amount above $25,000: Up to 15 years

Email: SHFCU-GreenLending@self-help.org

Phone: (877) 369-2828 x7031