Explore financing options.
Get 0% Financing on Heat Pumps
Qualifying heat pump upgrades can get 0% financing. Look for the Go 0% badge on participating lenders below.
Filter results
Filter results
APR
3.49% - 8.49%
Loan amount
$200 - $50,000 ($35,000 if no FICO)
Term
Up to 15 years
Solar Terms Available
- No closing costs or annual fees
- No credit union membership fee
- No collateral required
- 100% financing (no cash needed)
- No UCC-1 lien required
- Hablamos español. Customer service available in Spanish.
Get 0% Financing on Heat Pumps
Check Your Eligibility
Energy upgrades (non solar)
- Annual percentage rate: (Quoted rate includes 0.25% autopay discount from USCCU checking account)
- 12 - 24 months: 3.49% - 4.24%
- 25 - 36 months: 3.99% - 4.74%
- 37 - 60 months: 4.49% - 5.24%
- 61 - 120 months: 5.49% - 6.24%
- 121 - 180 months: 6.49% - 7.24%
- Loan amount: $200 - $50,000
- Term: Up to 15 years
Bundled solar + battery storage
- Annual percentage rate: (Quoted rate includes 0.25% autopay discount from USCCU checking account)
- 181 – 240 months: 6.49% – 8.49%
- Loan amount: Up to $75,000
- Term: Up to 20 years
Email: cleanenergy@usccreditunion.org
Phone: (213) 821-7100
APR
5.52% - 8.50%
Loan amount
$1,500 - $50,000 ($35,000 if no FICO)
Term
Up to 15 years
Solar Terms Available
- No closing costs, no annual fees
- No collateral required
- Preapproval within 24 hours
- Fees: $5
- 100% financing (no cash needed)
- Customer service in Spanish available
Energy upgrades (non-solar)
- Loan amount: $1,500 - $50,000
- Term: Up to 15 years
Bundled solar + battery storage
- Loan amount: Up to $75,000
- Term: Up to 20 years
Email: energy@valleyoak.org
Phone: (559) 688-5996
APR
6.00% - 10.00%
Loan amount
$2,500 - $50,000
Term
Up to 15 years
Solar Terms Available
- No closing costs, no annual fees
- No collateral required
- Preapproved within 24 hours
- Fees: $5
- 100% financing (no cash needed)
- Customer service in Spanish available
Energy upgrades (non-solar)
- Annual percentage rate:
- 0 - 60 months 6.00% - 9.00%
- 61 - 180 months 7.00% - 10.00%
- Loan amount: $2,500 - $50,000
- Term: Up to 15 years
APR
3.58% - 8.48%
Loan amount
$5,000 - $50,000
Term
Up to 15 years
Solar Terms Available
- No closing costs, no annual fees
- No collateral required
- Instant preapproval
- Fees: Waived
- 100% financing (no cash needed)
Get 0% Financing on Heat Pumps
Check Your Eligibility
Energy upgrades (non-solar)
- Annual percentage rate:
- 0 - 30 months 3.58% - 5.08%
- 31 - 60 months 4.98% - 6.48%
- 61 - 120 months 5.98% - 7.48%
- 121 - 180 months 6.98% - 8.48%
- Loan amount: $5,000 - $50,000
- Term: Up to 15 years
Bundled solar + battery storage
- Annual percentage rate:
- 0 – 30 months 3.58% – 5.08%
- 31 – 60 months 4.98% – 6.48%
- 61 – 120 months 5.98% – 7.48%
- 121 – 180 months 6.98% – 8.48%
- 181 – 240 months 7.98% – 9.48%
- Loan amount: $5,000 – $75,000
- Term: Up to 20 years (Min $25,000 for terms > 15 years)
- Power Purchase Agreements (PPAs) not available
Financing for bundled solar + battery storage projects is for homeowners only
Email: energy@calcoastcu.org
Phone: (858) 495-1637
APR
3.99% - 9.24%
Loan amount
$2,500 - $50,000
Term
Up to 15 years
Solar Terms Available
- No closing costs, no annual fees
- No collateral required
- Preapproval within 24 hours
- Fees: Waived
- 100% financing (no cash needed)
- Customer service in Spanish available
Energy upgrades (non-solar)
- Annual percentage rate: Quoted rate includes .50% autopay discount
- 0 - 36 months 3.99% - 5.49%
- 37 - 60 months 4.99% - 6.49%
- 61 - 120 months 6.74% - 8.24%
- 121 - 180 months 7.74% - 9.24%
- Loan amount: $2,500 - $50,000
- Term: Up to 15 years
Bundled solar + battery storage
- Annual percentage rate:
- 181 – 240 months 8.74% – 10.24%
- Loan amount: $2,500 – $75,000
- Term: Up to 20 years
Email: energy@matadors.org
Phone: (818) 993-6328, #3
APR
5.25% - 8.75%
Loan amount
$2,500 - $50,000
Term
Up to 15 years
Solar Terms Available
- No closing costs, no annual fees
- UCC-1 filing required for HVAC and Solar installations.
- Your total home loans, including this one, cannot exceed 90% of your home's value.
- Preapproval within 24 hours
- Fees: $5 fee for non-members
- 100% financing (no cash needed)
- Available to homeowners only
- Website available in multiple languages including Spanish, Vietnamese, Russian and more
Energy upgrades (non-solar)
- Annual percentage rate:
- 1 - 60 months 5.25% - 8.25%
- 61 - 120 months 5.50% - 8.50%
- 121 - 180 months 5.75% - 8.75%
- Loan amount: $2,500 - $50,000
- Borrowers with FICO 680 +: Up to $50,000
- Borrowers with FICO 580 - 679: Up to $25,000
- Term: Up to 15 years
- Loan amount of $25,000 or below: Up to 10 years
- Loan amount above $25,000: Up to 15 years
Bundled solar + battery storage
- Annual percentage rate:
- 1 – 60 months 5.25% – 8.25%
- 61 – 120 months 5.50% – 8.50%
- 121 – 180 months 5.75% – 8.75%
- 181 – 240 months 6.0% – 9.0%
- Loan amount: $5,000 – $75,000
- Borrowers with FICO 680+: Up to $75,000
- Borrowers with FICO 580 – 679: Up to $25,000
- Term: Up to 20 years
- Power Purchase Agreements (PPAs) not available
Email: GreenLending@self-help.org
Phone: (877) 369-2828 x7031
APR
5.00% - 8.70%
Loan amount
$1,000 - $50,000
Term
Up to 15 years
Solar Terms Available
- No closing costs, no annual fees
- No prepayment penalties
- 100% financing (no cash needed)
Energy upgrades (non-solar)
- Annual percentage rate:
- 1 - 36 months 5.00% - 7.50%
- 37 - 60 months 5.40% - 7.90%
- 61 - 120 months 5.90% - 8.40%
- 121 - 180 months 6.20% - 8.70%
- Loan amount: $1,000 - $50,000
- Term: Up to 15 years
Bundled solar + battery storage
- Annual percentage rate:
- 1 – 36 months 5.00% – 7.50%
- 37 – 60 months 5.50% – 8.00%
- 61 – 120 months 6.00% – 8.50%
- 121 – 180 months 6.50% – 9.00%
- 181 – 240 months 6.70% – 9.20%
- Loan amount: $1,000 – $75,000
- Term: Up to 20 years
- Power Purchase Agreements (PPAs) not available
Email: GreenHome@sanfranciscofcu.com
Phone: (415) 629-0885
APR
5.25% - 8.84%
Loan amount
$2,500 - $50,000
Term
Up to 15 years
- No closing costs
- No annual fees
- No collateral required
- 100% financing (no cash needed)
- Preapproval within 24 hours
Energy upgrades (non-solar)
- Annual Percentage Rate:
- 0 - 36 months 5.25% - 7.14%
- 37 - 60 months 5.59% - 7.49%
- 61 - 120 months 6.34% - 8.24%
- 121 - 180 months 6.99% - 8.84%
- Loan amount $2,500 - $50,000
- $2,500 loan min for all terms
- Term up to 15 years
Email: GoGreen@sactocu.org
Phone: (916) 444-6070
APR
4.39% - 9.14%
Loan amount
$2,500 - $50,000
Term
Up to 15 years
Solar Terms Available
- No closing costs, no annual fees
- No collateral required
- Preapproval within 24 hours
- Fees: Waived
- 100% financing (no cash needed)
Energy upgrades (non-solar)
- Annual percentage rate:
- 0 - 36 months 4.39% - 7.64%
- 37 – 60 months 5.89% - 7.64%
- 61 – 120 months 6.64% - 8.39%
- 121 - 180 months 7.39% - 9.14%
- Loan amount: $2,500 - $50,000
- $20,000 min for 120 – 180 months
- Term: Up to 15 years
Bundled solar + battery storage
- Annual percentage rate:
- 0 – 180 months 7.39% – 8.64%
- 181 – 240 months 7.64% – 8.39%
- Loan amount: $2,500 – $75,000
- $35,000 min for 240 months
- Term: Up to 20 years
Email: energy@firstus.org
Phone: (800) 556-6768
APR
4.24% - 8.24%
Loan amount
$2,500 - 50,000
Term
Up to 10 years
Solar Terms Available
- No closing costs, no annual fees
- No collateral required
- Preapproval within 24 hours
- 100% financing (no cash needed)
- Customer service in Spanish and Mandarin available
Energy upgrades (non-solar)
- Annual percentage rate:
- 12 - 24 months 4.24% - 5.74%
- 25 - 36 months 5.24% - 6.74%
- 37 - 48 months 5.74% - 7.24%
- 49 - 60 months 5.99% - 7.49%
- 61 - 84 months 6.24% - 7.74%
- 85 - 120 months 6.74% - 8.24%
- $2,500 - $24,999 up to 84 months
- $25,000 - $50,000 up to 120 months
Bundled solar + battery storage
- Annual percentage rate:
- 12 – 24 months 4.24% – 5.74%
- 25 – 36 months 5.24% – 6.74%
- 37 – 48 months 5.74% – 7.24%
- 49 – 60 months 5.99% – 7.49%
- 61 – 84 months 6.24% – 7.74%
- 85 – 120 months 6.74% – 8.24%
- Loan amount: $25,000 – $75,000
- Term: Up to 10 years
- Power Purchase Agreements (PPAs) not available
Email: greenlending@kpcu.com
Phone: (877) 552-3004
APR
5.49% - 8.49%
Loan amount
$1,000 - $50,000
Term
Up to 15 years
Solar Terms Available
- No closing costs, no annual fees
- No collateral required
- Available to homeowners and renters
- Instant preapproval available
- 100% financing (no cash needed)
- Online portal for project tracking
Energy upgrades (non-solar)
- Annual percentage rate:
- Up to 36 months: 5.49% - 7.49%
- 37 - 60 months: 5.74% - 7.74%
- 61 - 120 months: 6.24% - 8.24%
- 121 - 180 months: 6.49% - 8.49%
- Loan amount: $1,000 - $50,000
- Term: Up to 15 years
Bundled solar + battery storage
- Annual percentage rate:
- Up to 36 months: 5.74% – 7.74%
- 37 – 60 months: 5.99% – 7.99%
- 61 – 120 months: 6.74% – 8.74%
- 121 – 240 months: 6.99% – 8.99%
- Loan amount: Up to $75,000
- Term: Up to 20 years (min amount: greater than $20,000)
- Third-party Power Purchase Agreements (PPAs) are eligible
Email: greenteam@traviscu.org
Phone: 707-469-1007
Merchant Partners: 707-469-1008
Take the next step.
Contractor discovery
Financing fit for you
A homier home
0% heat pump financing
-
Contractor discovery
Kickstart your project and find a contractor in your area for your upcoming energy upgrade.Hire a contractor Financing fit for you
Quickly calculate monthly payment estimates based on your desired loan amount and term length.Estimate your payment A homier home
Enhance your home’s comfort by replacing outdated appliances, lighting, windows, and more.View upgrades 0% heat pump financing
Special heat pump financing is now available for eligible households in underserved California communities.Check your eligibilitySign up for the GoGreen Financing newsletter.
Get program updates, project inspiration, and helpful tips for your energy needs straight to your inbox.
* indicates required
Click to access the login or register cheese
Pacific Gas and Electric Company (PG&E®), San Diego Gas & Electric Company (SDG&E®), Southern California Edison Company (SCE®) and Southern California Gas Company (SoCalGas®) are not making an offer to lend and have no role in reviewing or approving your financing application. If you and a lender enter into a financing arrangement for energy improvements, that arrangement will be entirely between you and the lender, and PG&E, SDG&E, SCE and SoCalGas shall not be liable for the lender’s acts or omissions.
This website and the messages contained in its webpages are funded by ratepayers unless otherwise noted.
