Explore financing options.

APR: 6.00% to 10.00%

Loan amount: $2,500 - $50,000 ($35,000 if no FICO)

Term: Up to 15 years

Additional information

• Loans of $2,500 - $50,000
• Term: Up to 15 years
• Fees: $5
• 100% financing (no cash needed)
• No closing costs, no annual fees
• No collateral required
• Preapproval within 24 hours
• Customer service in Spanish available
• Available to borrowers in Barstow, Bishop, Boron, California City, Lake Isabella, Lone Pine, Trona and Ridgecrest

Email: REEL@desertvalleys.org

Phone: (866) 743-6497

APR: 5.62% to 8.12%

Loan amount: $1,500 - $50,000 ($35,000 if no FICO)

Term: Up to 15 years

Additional information

• Loans of $1,500 - $50,000
• Term: Up to 15 years
• Fees: $5
• 100% financing (no cash needed)
• No closing costs, no annual fees
• No collateral required
• Preapproval within 24 hours
• Customer service in Spanish available
• Available to borrowers in Tulare and Madera counties as well as select employee groups in Kings and Fresno counties.

Email: kvaughan@valleyoak.org

Phone: (559) 688-5996

APR: 3.98% to 7.88%

Loan amount: $2,500 - $50,000 ($35,000 if no FICO)

Term: Up to 15 years

Additional information

• Loans of $2,500 - $50,000
• Term: Up to 15 years
• 0-30 months 3.98% - 5.48%; 31+ months 4.38% - 7.88%
• Fees: Waived
• 100% financing (no cash needed)
• No closing costs, no annual fees
• No collateral required
• Instant preapproval
• Spanish language website
• Available to borrowers statewide

Email: energy@calcoastcu.org

Phone: (858) 495-1637

APR: 4.99% to 6.99%

Loan amount: $2,500 - $50,000

Term: Up to 15 years

Additional information

• Loans of $2,500 - $50,000
• Term: Up to 15 years
• Fees: Waived
• 100% financing (no cash needed)
• No closing costs, no annual fees
• No collateral required
• Preapproval within 24 hours
• Customer service in Spanish available
• Quoted rate includes 0.5% autopay discount
• Available to borrowers statewide

Email: energy@matadors.org

Phone: (818) 993-6328

APR: 4.50% to 9.00%

Loan amount: $2,500 - $50,000

Term: Up to 15 years

Additional information

• Loans of $2,500 - $50,000
• Term: Up to 15 years
• 0-36 months 4.50% - 6.50%; 37+ months 5.00% - 9.00%
• Fees: Waived
• 100% financing (no cash needed)
• No closing costs, no annual fees
• No collateral required
• Preapproval within 24 hours
• Quoted rate includes 0.5% autopay discount
• Available to borrowers in Amador, Contra Costa, El Dorado, Nevada, Placer, Sacramento, San Joaquin, Sierra, Solano, Sutter, Yolo and Yuba counties

Email: energy@firstus.org

Phone: (800) 556-6768

APR: 4.99% to 9.99%

Loan amount: $1,000 - $50,000

Term: Up to 15 years

Additional information

• Loans of $1,000 - $50,000
• Available to homeowners
• 0-48 months 4.99% - 8.99%; 49+ months 5.99% - 9.99%
• Terms up to 15 years
• 100% financing (no cash needed)
• No closing costs, no annual fees
• No collateral required
• Instant preapproval available
• Available to borrowers in Alameda, Colusa, Contra Costa, Merced, Napa, Placer, Sacramento, San Joaquin, Solano, Sonoma, Stanislaus and Yolo counties

Email: ceaton@traviscu.org

Phone: (707) 392-9277

APR: As low as 9.99% APR

Loan amount: $200 to $5000

Term: 5 years

Additional information

• Available to customers who receive electricity from PG&E, SCE and SDG&E and to customers of SoCalGas
• Instant loans to pay for online purchases of energy efficient appliances and other consumer products
• Loans of $200 to $5,000
• Easy application at point of purchase
• Look for the logo to receive 9.99% APR with autopay (60 monthly payments of $21.24 per $1,000 borrowed); 11.70% APR without autopay.
• Available to renters and homeowners
• 60-month term, no penalty for early repayment
• Minimum credit score: 580

Email: support@ecofinancing.com

Phone: (888) 291-0347

APR: 3.75% to 8.99%

Loan amount: $2,500 - $50,000

Term: Up to 15 years

Additional information

• Loans of $2,500 - $50,000
• Term: Up to 15 years
• 0-60 months 3.75% - 7.99%; 61+ months 4.75% - 8.99%
• Renters: $2,500 - $15,000 up to 7 years
• Fees: $5 (initial required credit union membership deposit—returned when account is closed)
• 100% financing (no cash needed)
• No closing costs, no annual fees
• No collateral required
• Preapproval generally within one business day
• Customer service in Spanish is available
• Available to anyone who lives, works, worships or goes to school in Central Contra Costa County

Email: gogreen@diablovalleyfcu.org

Phone: 800-375-6077