First U.S.

  • No closing costs, no annual fees
  • No collateral required
  • Preapproval within 24 hours
  • Quoted rate includes 0.5% autopay discount
  • Fees: Waived
  • 100% financing (no cash needed)
  • Available to borrowers in Amador, Contra Costa, El Dorado, Nevada, Placer, Sacramento, San Joaquin, Sierra, Solano, Sutter, Yolo and Yuba counties

—Energy upgrades (non-solar)

  • APR:
    • 0 – 36 months 4.75% – 6.75%
    • 37 – 180 months 5.25% – 9.25%
  • Loan amount: $2,500 – $50,000
  • Term: Up to 15 years