Get Financing Energy Efficiency Loan

GoGreen Multifamily provides easy access to private financing for energy efficiency upgrades, helping property owners manage energy costs while providing improved comfort and greater energy efficiency for tenants.

GoGreen Multifamily offers a variety of financing options, including leases, equipment financing agreements and energy service agreements. It also leverages and complements existing rebates and incentives from other sources and integrates with state-administered multifamily energy incentive programs (see “Designed to work with Program Partners”).

Administered by the State of California with support from investor-owned utilities (IOUs), GoGreen Multifamily facilitates financing of up to $10 million for energy retrofits for qualifying properties.


GoGreen Multifamily serves existing multifamily affordable properties of five or more units where at least 50% of the units are income-restricted. Properties must have a minimum of five years remaining on the affordability covenant at the time of qualification and must receive a gas or electricity bill from at least one of the following utilities: Pacific Gas and Electric Company (PG&E®), San Diego Gas & Electric Company (SDG&E®), Southern California Edison (SCE®) or Southern California Gas Company (SoCalGas®). GoGreen Multifamily may not be used for new construction.

Market-rate multifamily properties may obtain financing through GoGreen Business.

Benefits for property owners

  •  Access to financing that can be used to update aging, inefficient properties
  •  Financing for single-measure and small-scale projects as well as complete retrofits
  •  Cash flow-positive options
  •  Finance up to 100% of project costs
  •  Unsecured or equipment-secured financing (no property lien)
  •  Option for energy service agreements, which can complement the typical affordable multifamily debt structure
  •  Ability to include non-energy measures in the project
  •  No contractor restrictions: freedom to work with your trusted partners

Explore available financing options

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Equipment finance agreements

  •  $20,000 - $250,000
  •  Finance 100% of project costs
  •  Credit approval within 48 hours
  •  Prefunding available for qualified contractors
  •  Project may include solar and/or storage
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Energy service agreements

  •  $250,000 - $10,000,000
  •  100% project financing
  •  Terms up to 10 years
  •  Ability to treat as an off-balance sheet transaction
  •  Solar and battery storage may be financed

Download PDF of available financing options

diy do-it-yourself installations improvements

What can be financed?

A broad range of both in-unit and common-area measures are eligible. The Energy Saving Measures (ESM) list has details on pre-qualified energy efficiency and demand response measures. Projects can also include measures that are not on the ESM list but have been approved by a GoGreen Program Partner .

View the Energy Saving Measures list

Additionally, 30% of funds can go toward non-energy improvements such as play equipment, landscaping and remodeling. At the finance company’s discretion, the project may incorporate distributed generation elements, such as solar and battery storage systems.

Interested in learning more?

View lenders and financing options

Contact Kelly Delaney with eligibility questions and to
discuss project ideas:

Locate participating contractors

To learn more about project qualification, visit the
GoGreen Multifamily At-A-Glance Project Eligibility Checklist.

General energy efficiency financing info

For even more program detail, view the GoGreen
Affordable Multifamily Energy Financing Regulations.

Get Financing Energy Efficiency Loan

Designed to work with Program Partners

GoGreen Multifamily complements affordable multifamily energy efficiency programs that offer rebates or incentives (“Program Partners”) by providing financing for out-of-pocket costs.

For example, the Solar on Multifamily Affordable Housing (SOMAH) Program requires an energy efficiency audit before solar installation may begin. Property owners can use GoGreen Multifamily to finance any necessary energy upgrades resulting from such an audit.

Similarly, another state program or an IOU may offer rebates on heat pump HVACs and water heaters that cover part of the cost; the remainder can be financed through GoGreen Multifamily.

Program Partners include the state-administered Low-Income Weatherization Program (LIWP) and SOMAH Program, as well as energy efficiency programs for multifamily affordable housing administered by an IOU, regional energy network (REN), or community choice aggregator (CCA). Any energy efficiency or demand response measure approved by a Program Partner may be financed through GoGreen Multifamily.

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