The Residential Energy Efficiency Loan (REEL) program has solutions for your energy efficiency financing needs. Simply follow these steps or if you're a do-it-yourselfer click here to learn about self-install projects that can financed.

Contractor

1. Get a project estimate from a contractor participating in the program

If you don’t know the upgrade needs for your home, the scope and cost of your project or how much you’d like to finance, you may want to speak with a licensed contractor. A contractor can help you decide on project goals and costs. Use our find a contractor page to locate licensed contractors participating in the REEL program in your area. If you don't see your preferred contractor listed, they can easily sign up for the REEL program by visiting GoGreenFinancing.com/residentialcontractors.

Find a contractor

Apply for Financing

2. Choose an approved lender and apply for financing

If you know the amount you’d like to finance, you’re ready to apply for REEL financing. Visit our find financing page to compare products and apply online or speak with a lender representative.

Find financing

Receive Confirmation

3. Receive lender confirmation to start your project

After the lender approves you for financing, your contractor will share your project scope with the lender. Once your lender approves the project, work can begin.

Sign Loan

4. Sign loan closing documents and enjoy your comfortable, efficient home

Upon completion, your contractor will provide you with a final itemized invoice and a certificate of completion. The lender will ask you to sign a REEL Borrower Form+ containing project certifications and privacy rights disclosures.

DIY with GoGreen Financing

You can install many REEL energy efficiency projects without the assistance of a contractor.

If you'd like to self-install part or all your project, speak with your lender for instructions and complete the Self-Installer+ form and Itemized Invoice+, using the Eligible Energy Efficiency Measures (EEEMs)+ list. Below are the projects you can self-install.

Do-It-Yourself

Clothes Dryer

Clothes dryer

ENERGY STAR® certified ventless or vented electric clothes dryer

Clothes Washer

Clothes washer

ENERGY STAR® certified clothes washer using electric or natural gas water heater for water source

Refrigerator

Refrigerator

Primary refrigerator only and ENERGY STAR® certified

Smart thermostat

Smart thermostat

Must allow for remote programming and two-way internet communication of temperatures and data

Dishwasher

Dishwasher

ENERGY STAR® certified dishwasher using electric or gas water heater for water source

Pool products

Pool products

Title 24 compliant, efficient variable-speed pool pumps and motors

Freezer

Freezer

ENERGY STAR® certified freezer

Shower thermostatic valve

Shower thermostatic valve

Shower thermostatic shut-off valve that meets or exceeds Title 20 code requirements using electric or gas water heater providing source of heating for water.

Water heater

Water heater

Electric tankless water heaters and ENERGY STAR® certified heat pump water heaters

Air purifier/cleaner

Air purifier/cleaner

ENERGY STAR® certified air purifier or cleaner