The Residential Energy Efficiency Loan (REEL) program has solutions for your energy efficiency financing needs. Simply follow these steps or if you're a do-it-yourselfer click here to learn about self-install projects that can be financed.
1. Get a project estimate from a contractor participating in the program
If you don’t know the upgrade needs for your home, the scope and cost of your project or how much you’d like to finance, you may want to speak with a licensed contractor. A contractor can help you decide on project goals and costs. Use our find a contractor page to locate licensed contractors participating in the REEL program in your area. If you don't see your preferred contractor listed, they can easily sign up for the REEL program by visiting GoGreenFinancing.com/residentialcontractors.
2. Choose an approved lender and apply for financing
If you know the amount you’d like to finance, you’re ready to apply for REEL financing. Visit our find financing page to compare products and apply online or speak with a lender representative.
3. Receive lender confirmation to start your project
After the lender approves you for financing, your contractor will share your project scope with the lender. Once your lender approves the project, work can begin.
4. Sign loan closing documents and enjoy your comfortable, efficient home
Upon completion, your contractor will provide you with a final itemized invoice and a certificate of completion. The lender will ask you to sign a REEL Borrower Form+ containing project certifications and privacy rights disclosures.
DIY with GoGreen Financing
You can install many REEL energy efficiency projects without the assistance of a contractor.
If you'd like to self-install part or all your project, speak with your lender for instructions and complete the Itemized Invoice+ using the Eligible Energy Efficiency Measures (EEEMs)+ list. Below are the projects you can self-install.
Clothes dryer
ENERGY STAR® certified ventless or vented electric clothes dryer
Clothes washer
ENERGY STAR® certified clothes washer using electric or natural gas water heater for water source
Refrigerator
Primary refrigerator only and ENERGY STAR® certified
Smart thermostat
Must allow for remote programming and two-way internet communication of temperatures and data
Dishwasher
ENERGY STAR® certified dishwasher using electric or gas water heater for water source
Pool products
Title 24 compliant, efficient variable-speed pool pumps and motors
Freezer
ENERGY STAR® certified freezer
Shower thermostatic valve
Shower thermostatic shut-off valve that meets or exceeds Title 20 code requirements using electric or gas water heater providing source of heating for water.
Water heater
Electric tankless water heaters and ENERGY STAR® certified heat pump water heaters
Air purifier/cleaner
ENERGY STAR® certified air purifier or cleaner