Explore financing options.

APR: 6.00% - 10.00%

Loan amount: $2,500 - $50,000

Term: Up to 15 years

Additional information

• No closing costs, no annual fees
• No collateral required
• Preapproved within 24 hours
• Fees: $5
• 100% financing (no cash needed)
• Customer service in Spanish available
• Available to borrowers in Barstow, Bishop, Boron, California City, Lake Isabella, Lone Pine, Trona and Ridgecrest

Energy upgrades (non-solar)

• Annual percentage rate:
  • 0 - 60 months 6.00% - 9.00%
  • 61 - 180 months 7.00% - 10.00%
• Loan amount: $2,500 - $50,000
• Term: Up to 15 years

Email: REEL@desertvalleys.org

Phone: (866) 743-6497

APR: 5.52% - 8.50%

Loan amount: $1,500 - $50,000 ($35,000 if no FICO)

Term: Up to 15 years

Additional information

• No closing costs, no annual fees
• No collateral required
• Preapproval within 24 hours
• Fees: $5
• 100% financing (no cash needed)
• Customer service in Spanish available
• Available to borrowers in Tulare and Madera counties as well as select employee groups in Kings and Fresno counties.

Energy upgrades (non-solar)

• Loan amount: $1,500 - $50,000
• Term: Up to 15 years

Email: energy@valleyoak.org

Phone: (559) 688-5996

APR: 3.58% - 8.48%

Loan amount: $5,000 - $50,000

Term: Up to 15 years

Additional information

• No closing costs, no annual fees
• No collateral required
• Instant preapproval
• Fees: Waived
• 100% financing (no cash needed)
• Available to borrowers statewide

Energy upgrades (non-solar)

• Annual percentage rate:
  • 0 - 30 months 3.58% - 5.08%
  • 31 - 60 months 4.98% - 6.48%
  • 61 - 120 months 5.98% - 7.48%
  • 121 - 180 months 6.98% - 8.48%
• Loan amount: $5,000 - $50,000
• Term: Up to 15 years

Email: energy@calcoastcu.org

Phone: (858) 495-1637

APR: 3.99% - 9.24%

Loan amount: $2,500 - $50,000

Term: Up to 15 years

Additional information

• No closing costs, no annual fees
• No collateral required
• Preapproval within 24 hours
• Fees: Waived
• 100% financing (no cash needed)
• Customer service in Spanish available
• Available to borrowers statewide

Energy upgrades (non-solar)

• Annual percentage rate: Quoted rate includes .50% autopay discount
  • 0 - 36 months 3.99% - 5.49%
  • 37 - 60 months 4.99% - 6.49%
  • 61 - 120 months 6.74% - 8.24%
  • 121 - 180 months 7.74% - 9.24%
• Loan amount: $2,500 - $50,000
• Term: Up to 15 years

Email: energy@matadors.org

Phone: (818) 993-6328, #3

APR: 3.99% - 8.74%

Loan amount: $2,500 - $50,000

Term: Up to 15 years

Additional information

• • No closing costs, no annual fees
  • No collateral required
  • Preapproval within 24 hours
  • Fees: Waived
  • 100% financing (no cash needed)
  • Available to borrowers in Amador, Contra Costa, El Dorado, Nevada, Placer, Sacramento, San Joaquin, Sierra, Solano, Sutter, Yolo and Yuba counties

  Energy upgrades (non-solar)

  • Annual percentage rate:
    • 0 - 36 months 3.99% - 7.24%
    • 37 – 60 months 5.49% - 7.24%
    • 61 – 120 months 6.24% - 7.99%
    • 121 - 180 months 6.99% - 8.74%
  • Loan amount: $2,500 - $50,000
  • $20,000 min for 120 – 180 months
  • Term: Up to 15 years

Email: energy@firstus.org

Phone: (800) 556-6768

APR: 5.49% - 8.49%

Loan amount: $1,000 - $50,000

Term: Up to 15 years

Additional information

• No closing costs, no annual fees
• No collateral required
• Available to homeowners and renters
• Instant preapproval available
• 100% financing (no cash needed)
• Online portal for project tracking
• Available to borrowers statewide

Energy upgrades (non-solar)

• Annual percentage rate:
  • Up to 36 months: 5.49% - 7.49%
  • 37 - 60 months: 5.74% - 7.74%
  • 61 - 120 months: 6.24% - 8.24%
  • 121 - 180 months: 6.49% - 8.49%
• Loan amount: $1,000 - $50,000
• Term: Up to 15 years

Email: greenteam@traviscu.org

Phone: 707-469-1008

APR: 5.25% - 8.75%

Loan amount: $2,500 - $50,000

Term: Up to 15 years

Additional information

• No closing costs, no annual fees
• UCC-1 filing required for HVAC and Solar installations.
• Your total home loans, including this one, cannot exceed 90% of your home's value.
• Preapproval within 24 hours
• Fees: $5 fee for non-members
• 100% financing (no cash needed)
• Available to homeowners only
• Website available in multiple languages including Spanish, Vietnamese, Russian and more
• Available to borrowers statewide

Energy upgrades (non-solar)

• Annual percentage rate:
  • 1 - 60 months 5.25% - 8.25%
  • 61 - 120 months 5.50% - 8.50%
  • 121 - 180 months 5.75% - 8.75%
• Loan amount: $2,500 - $50,000
  • Borrowers with FICO 680 +: Up to $50,000
  • Borrowers with FICO 580 - 679: Up to $25,000
• Term: Up to 15 years
  • Loan amount of $25,000 or below: Up to 10 years
  • Loan amount above $25,000: Up to 15 years

Email: GreenLending@self-help.org

Phone: (877) 369-2828 x7031

APR: 3.24% - 8.49%

Loan amount: $200 - $50,000 ($35,000 if no FICO)

Term: Up to 15 years

Additional information

• No closing costs or annual fees
• No credit union membership fee
• No collateral required
• 100% financing (no cash needed)
• No UCC-1 lien required
• Hablamos español. Customer service available in Spanish.
• Available to borrowers in Los Angeles or Orange counties; and faculty, staff, students, and alumni of USC and their families.
• Discounts to borrowers in Low-income and Disadvantaged Communities (LIDACs)

Energy upgrades (non solar)

• Annual percentage rate: (Quoted rate includes 0.25% autopay discount from USCCU checking account)
  • 12 - 24 months: 3.24% - 4.49%
  • 25 - 36 months: 3.74% - 4.49%
  • 37 - 60 months: 4.24% - 5.49%
  • 61 - 120 months: 4.74% - 5.99%
  • 121 - 180 months: 5.74% - 6.99%
• Loan amount: $200 - $50,000
• Term: Up to 15 years

Email: cleanenergy@usccreditunion.org

Phone: (213) 821-7100

APR: 5.00% - 8.70%

Loan amount: $1,000 - $50,000

Term: Up to 15 years

Additional information

• No closing costs, no annual fees
• No prepayment penalties
• 100% financing (no cash needed)
• Available to borrowers statewide

Energy upgrades (non-solar)

• Annual percentage rate:
  • 1 - 36 months 5.00% - 7.50%
  • 37 - 60 months 5.40% - 7.90%
  • 61 - 120 months 5.90% - 8.40%
  • 121 - 180 months 6.20% - 8.70%
• Loan amount: $1,000 - $50,000
• Term: Up to 15 years

Email: GreenHome@sanfranciscofcu.com

Phone: (415) 629-0885

APR: 3.99% - 8.49%

Loan amount: $2,500 - 50,000

Term: Up to 15 years

Additional information

• No closing costs, no annual fees
• No collateral required
• Preapproval within 24 hours
• 100% financing (no cash needed)
• Available to homeowners and renters
• Customer service in Spanish and Mandarin available
• Available to borrowers statewide

Energy upgrades (non-solar)

• Annual percentage rate:
  • 12 - 24 months 3.99% - 5.49%
  • 25 - 36 months 4.99% - 6.49%
  • 37 - 48 months 5.49% - 6.99%
  • 49 - 60 months 5.74% - 7.24%
  • 61 - 84 months 5.99% - 7.49%
  • 85 - 120 months 6.49% - 7.99%
  • 121 - 180 months 6.99% - 8.49%
• Loan amount: $2,500 - $50,000
• Term: Up to 15 years

Email: greenlending@kpcu.com

Phone: (888) 255-3637