GoGreen Home projects must comply with local permitting requirements. Please contact your local permitting authority to determine if your project requires a permit.
Yes, every project's paperwork (submitted invoice, certificate of completion, completed permits, safety test results, etc.) will be reviewed to ensure compliance with state and GoGreen Home regulations. For a smaller portion of projects, field verifications may be conducted at the property within 180 days of the loan being enrolled to verify that the eligible measures were installed according to program regulations.
Interest rates vary by lender and are based on the length of the term and/or the borrower’s credit history. All lenders have reduced their interest rates in exchange for the benefits provided to them by the GoGreen Home program. Current rates can be found on the GoGreen Home Energy Financing Lending Options chart or through the interactive module on the Apply for Financing page.
Any measure listed on the Eligible Energy Efficiency Measures table may be financed through GoGreen Home as long as it meets the stated efficiency requirements (for example, ENERGY STAR certified). Expenses that are legally and practically necessary to complete the installation of an energy efficiency measure can also be included—things like permits, safety testing, electrical panel upgrades and patching.
Not at this time. GoGreen Home prioritizes energy reduction (through energy efficiency) over energy production, so the loans are strictly for upgrades that reduce energy use. However, some participating lenders may offer financing for solar projects separately from GoGreen Home, with different terms.
GoGreen Home customers may upgrade a single-family home, townhome, condo, duplex, triplex, fourplex or manufactured home. Renovations for up to four units may be bundled into a single loan. The property must receive electric and/or gas service from any of the following investor-owned utilities: Pacific Gas and Electric Company, San Diego Gas & Electric Company, Southern California Edison or SoCalGas.
No. GoGreen Home participating lenders make the loans. The California Alternative Energy and Advanced Transportation Financing Authority, a public agency in the State Treasurer’s Office, facilitates the financing by providing GoGreen Home lenders with access to a “loan loss reserve”—basically a form of insurance that allows them to offer better rates and terms on GoGreen Home loans than on standard loan products.
You can find participating GoGreen Home lenders on the interactive Find Financing page.
What if electricity for the property is provided by a co-op or an energy company like LADWP or SMUD?
Any project can be financed through GoGreen Home as long as it meets program guidelines and the property receives natural gas and/or electric service from one of the following investor-owned utilities (IOUs): Pacific Gas and Electric Company, San Diego Gas & Electric Company, SoCalGas or Southern California Edison.
For example, a customer who receives electricity from LADWP and natural gas from SoCalGas is eligible to finance a project through GoGreen Home because one of the fuel providers—in this case SoCalGas—is a participating IOU.
A GoGreen Home project requires combustion appliance safety testing if the following two conditions are met: